Key considerations for banks to prepare for the CBDC Era

Banks are facing a future where Central Bank Digital Currencies (CBDCs) may become a dominant mode of transaction. Failing to prepare could mean disruption in compliance, customer engagement, and cross-border efficiency. The point of view “Key Considerations for Banks to Prepare for the CBDC Era” outlines how CBDCs are reshaping global finance and urges financial institutions to proactively assess technological, regulatory, and strategic readiness. It underscores the critical need for banks to adapt to CBDC frameworks to remain competitive and compliant in the digital monetary ecosystem. The paper serves as a foundational guide to navigating this disruptive transformation.

In this expert insight, SLK Software highlights the global CBDC adoption landscape and provides actionable steps for banks to future-proof their operations. It blends regulatory foresight with technology strategy and global use case mapping. The whitepaper covers the following key topics:

1. Overview of token-based vs. account-based and retail vs. wholesale CBDC distribution models
2. Strategic readiness across infrastructure, risk, compliance, and talent development
3. Open system design for privacy-preserving, interoperable, programmable digital currency ecosystems
4. Action plans for technology upgrade, wallet enablement, and cross-border digital settlement

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